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In today’s mergers and acquisitions market, representation and warranty (R&W) insurance has become a common feature of deal negotiations. Once used primarily in larger transactions, R&W insurance is now frequently incorporated into middle-market deals as buyers and sellers look for efficient ways to allocate risk and close deals. When structured properly, R&W insurance can help […]

Most New Jersey business owners purchase insurance policies, file them away, and assume they are protected if a claim arises. Without a regular insurance coverage review, many companies discover gaps only after a lawsuit, cyberattack, property loss, or other significant event occurs. An annual insurance coverage review can help businesses identify potential risks, ensure their […]

Businesses and individuals often encounter situations where another party breaches a contract, fails to pay a debt, or continues harmful conduct. In many such disputes, a precisely drafted demand letter or cease-and-desist letter serves as a powerful legal tool. It can frequently resolve the dispute and avoid litigation. While demand or cease-and-desist letters can resolve […]

Key provisions in your contracts, including those relating to indemnification, insurance, and defense, are essential to contract risk management. While sometimes considered “boilerplate,” these provisions play a pivotal role when determining which party is responsible for certain costs and liabilities. They must always be negotiated and drafted carefully. Indemnification Clauses Businesses should never overlook the […]

In today’s digital economy, New Jersey businesses of all sizes rely heavily on technology vendors, software providers, cloud platforms, and managed IT services. Whether your company is purchasing software, migrating data to the cloud, engaging a cybersecurity consultant, or entering into a long-term managed services agreement, a careful IT contract review can have significant operational, […]

The Small Business Administration (SBA) is currently providing low-interest Economic Injury Disaster Loans (EIDLs) to help businesses recover from Coronavirus (COVID-19). In times of crisis, The Small Business Administration (SBA) can be a valuable resource for small businesses. The SBA is currently providing low-interest Economic Injury Disaster Loans (EIDLs) to help businesses recover from Coronavirus (COVID-19). Small businesses may […]

The Federal Government Passed the Families First Coronavirus Response Act The Federal Government passed the Families First Coronavirus Response Act, HR6201 on March 18th, 2020. This legislation will allow for free screenings, two weeks of paid sick leave for State government workers and private companies with fewer than 500 employees to either quarantine or seek […]