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The outcome of coverage disputes involving directors and officers (D&O) insurance can be greatly influenced by the state law applied in the case. The outcome of coverage disputes involving directors and officers (D&O) insurance can be greatly influenced by the state law applied in the case. Therefore, it is important to understand any choice of law provisions […]

The economic fallout from the most recent civil unrest is particularly significant given that it impacted businesses already reeling from COVID-19... The civil unrest that gripped the country last month will likely result in record riot losses, likely surpassing those in the wake of the 1992 acquittal of Los Angeles Police Department officers for using excessive […]

Social media allows New Jersey businesses to cost-effectively tout their products and services and build their brands.  Facebook alone has around 1.37 billion active users worldwide every single day.

NJ Supreme Court Rules Faulty Workmanship is Covered under Commercial General Liability Policies The Supreme Court of New Jersey recently held that a subcontractor’s faulty workmanship is covered under a developer’s commercial general liability policies (CGL). The decision in Cypress Point Condominium Association v. Adria Towers provides much-needed clarity regarding one of the most common types of […]

The Anatomy of a Commercial Insurance Contract Most businesses have at least one insurance policy. However, many business professionals, including some who work in risk management areas, may not fully be aware of what coverage is provided. An insurance policy is a legal contract, and failing to understand the terms of a commercial insurance contract […]

New York’s highest court has confirmed that insurance brokers may be held liable to their customers for failure to obtain proper insurance coverage. The case, decided by a 4-3 vote, is Voss v. Netherlands Insurance and CH Insurance Brokerage Services (2014-01259 (N.Y. Feb. 25, 2014). Case history The two lower courts granted summary judgment in […]